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When I was paying £638 last year I was with tesco, and I am now with direct line as tesco wanted £1100 to insure it in watford! I do have full no claims (5 years) tho as I haven't had an accident since I started drving (touch wood!) it took a lot of shopping around to get a quote that good, and when i went to direct line they said they'd better the cheapest quote considerably (bell £875).
I also found that I would get better quotes by staying off websites such as confused and AA (both of these couldn't offer me a quote for for less than £1K)
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